Stock Exchange

Go to a bank branch and ask the manager for directions on where you can allocate your capital. It will likely offer you a range of fixed income products tied to the CDI or some inflation correction index. However, if you consult with an architect or engineer, you will certainly hear from this professional that investing in real estate to sell or rent is a great way to earn a living. I am an architect and for many years I have argued in this direction with total conviction. It happens that in investments we can not be trapped in dogmas and paradigms. They often take us away from the best opportunities for generating passive income and increasing equity. Very few Brazilians invest through the Stock Exchange, as they believe that this environment is very risky and complex. If you belong to this group of people who distrusts the Stock Exchange and the contributions in variable income, I propose that you study the trajectory of Johanes Kepler (1571-1630). No, he was not a German investor, b...

On Wednesday, the Brazilian Securities and Exchange Commission (CVM) revoked the suspension it had imposed on the negotiation of the real estate fund MFII11, Mérito Desenvolvimento Imobiliário I, at B3. Accordingly, the fund may again have its shares bought and sold by investors as of this Thursday (27). The fund, which is managed by Planner Corretora de Valores S.A., was suspended on July 18 of this year after the CVM discovered irregularities in its performance. At the time, according to the commission, the fund was similar to a financial pyramid, since the shareholder's compensation was made with part of the money coming from new issues. Now, according to the local authority, these irregularities have been remedied and, therefore, the fund can have its activities restarted. Among other things, the manager of MFII11 adjusted the net worth of the real estate fund, adjusting the evaluation of its investments. In addition, the fund manager also committed to distribute income based o...

Survey by the National Confederation of Shopkeepers (CNDL) and Credit Protection Service (SPC Brazil) reveals that the number of defaulters who paid their debts grew 4.93% in the accumulated in the last 12 months. The result recorded in August of this year is the most expressive since September 2015, when the index grew 5.8%. In the monthly comparison between August and July, the advance of the credit recovery was of 4.2%. The data that make up the Credit Recovery Indicator indicate that the volume of debt settlement was more significant in the Central-West Region, with growth of 12.39%. Then comes the Southeast (8.31%) and Northeast (7.09%). In the North and South, however, the volume of delinquents that regularized the financial situation fell - the indexes were -10.38% and -3.10%, respectively. In the cut analyzed according to the age group, the majority of people who took out their debts are between 39 and 49 years old, representing 44% of the total. Then there are consumers who a...

Brazil's trade balance posted surplus (exports minus imports) of US $ 2.012 billion last week, the Ministry of Industry, Foreign Trade and Services (MDIC) said on Monday. In September, until Sunday (23), the positive trade surplus totaled US $ 4.371 billion. According to the government, exports totaled US $ 14.954 billion (up 14.5% compared to the same period of last year) and imports, US $ 10.583 billion (up 12.1% ). In this comparison, exports of the three product categories increased: semimanufactured (+ 10.7%), manufactured (+ 7.1%) and basic (+ 23.7%). On the import side, purchases of fertilizers (+ 55.4%), motor vehicles and parts (+ 35.6%), steel (+ 33.9%), fuels and lubricants (+ 30.8% ) and optical and precision instruments (+ 20.7%). In the partial of this year, until September 23, the trade balance recorded a surplus, with foreign sales surpassing purchases from abroad, of US $ 42.048 billion. The result, however, is 17% lower than in the same period of last year, when ...

One of the most common concerns of beginning investors is the fear that government interference in the economy or policy will take away the attractiveness of equity investment. More recently, these fears have intensified, as we are facing a rather tense electoral scenario with an uncertain outcome. It is logical that certain policies, especially those of an interventionist nature, tend to be viewed by the market as something negative, which causes some (or several) actions to suffer as a result of these measures. In some cases, they are speculative effects stemming from rumors, bills not yet approved, or other rumors that may be interpreted as negative for certain companies. In these cases, the actions of these affected companies may suffer, although the fundamentals remain intact. Opportunities are created. In other cases, government interference may in fact negatively affect a certain segment of the economy. It is possible that certain measures and laws may increase the taxation of a...

B3 announced on Thursday changes in trading hours from November 5, which will last for one hour. The Bovespa will run between 10am and 6pm, instead of finishing at 5pm as it is today. Daylight saving time officially begins on October 21, but stock exchange times will only change after Day 5. This is due to the end of US DST and the time differences between the two countries, which the measure seeks to mitigate . The idea is that foreign clients remain active in the market, and there is still no information as to when the exchange will be traded again on a regular basis. The Brazilian Stock Exchange operates in two schedules from 2015: the regular, between March and October, from 10am to 5pm, and the extended, whose start date depends on daylight saving time.

This week's article is special. I explain. A few weeks ago, I did a Live with Tiago Reis where we talked about the size of the real estate funds market in front of Brazilian stocks. A few days later, our friend Nathan Octavio (NOD), a respected and well-known figure in the FII market, sent me a message commenting that I had watched this Live, but he brought me even more consistent data on the liquidity of assets in relation the actions. As you know, we are developers of the FII industry in Brazil: we want the market to grow, understanding that there is room for everyone. I realized the quality of the NOD approach and did not think twice: I made a proposal to him to turn all this data into an article for Fiikipedia. He promptly accepted the invitation and now we will bring two articles on this topic - again, I can say "VALUE NOD". Here's the first part, remembering that next week we'll bring the sequel to this sensational study. Many people who are starting in real...